Collections lawsuits
Potential bankruptcy filers who are working should be aware of any court actions against them and what the current status of those actions are. The reason is that any lawsuits may after service upon the named defendant be brought to judgment, even if the case is contested. Once a lawsuit has been brought to judgment, it is only a matter of time before the collection lawyers receive a court order for attachment on the defendant’s wages. This defendant then would want as soon as possible before having their wages garnished to be a bankruptcy debtor in order to discharge the debt that is the subject of the lawsuit. Named defendants in such cases want to be sure that the appropriate civil procedure for the jurisdiction has been followed as regards service of process upon them and their answer to the complaint. A qualified bankruptcy practitioner in their jurisdiction can then help the defendant get a discharge as a bankruptcy debtor.
