Can I add a credit card balance to my petition after filing?
Yes you can. But keep in mind that this has to be done as soon as possible and before receiving a discharge. When a bankruptcy petition is amended to add new creditors, regardless of what type (credit cards, car loans, personal loans) they are, the debtor’s motion to amend to add creditors should be allowed by a court order. In addition, the court should file a notice to add creditors giving the new creditors a reasonable time (usually approximately two months) after amendment to object to the debtor’s discharge. If this notice to add creditors is not filed by the court after the motion to amend is allowed, the subsequent filing of this notice by the court can extend the deadline for objections after an order of discharge.
July 28th, 2010 by Administrator
