Liability for medical expenses
Uninsured medical expenses are often a good reason to seek relief by a bankruptcy discharge of debt, but people saying to themselves “I’m in good health, I don’t have uninsured medical expenses” may want to consider their potential liability as guarantors. Often, if you are the guarantor for expenses incurred by your child or parent, you are equally responsible for this debt. And minor children cannot be responsible for their medical expenses, so the burden then falls to the designated parent or legal guardian. Don’t forget to list your liability as guarantor for anyone else’s medical expenses, in order for the provider to get notice and for you to receive a full discharge relieving you of responsibility for the debt. Contact a qualified bankruptcy attorney in your jurisdiction if you have questions about the extent of your liability for medical expenses.
